Living a simple life will change your financial future

Written 19th May 2025

I live a simple life, with simple things and have a simple outlook on life.

No longer do I have to sit in traffic on my commute, put up with office politics, lazy colleagues, bureaucracy, manager meetings, emails, deadlines, pressure, stress or boredom.

I've never earned megga money, or been given lots of the stuff, all I've done is be careful with my expenses and outgoings, eaten leftovers, turned off taps, reused things that would otherwise be binned, watched my energy usage, used discounts and vouchers, accepted hand-me-downs and pre-loved items, driven sensibly and fixed things or made do whenever I can, put spare money into interest paying accounts, not borrowed (except the mortgage and my 1st car at 17) and paid for everything in one go instead of monthly.

All simple things anyone can do and more importantly a sustainable, low impact way of life that is easy to maintain once you realise that you don't have to keep buying things, or frivolously using things without a thought for the cost to you and nature, there are other ways to live.

I'm retired now, at 52.

It's not a myth or a dream, it's my reality and really is possible.

It's not easy, I know that. It's even harder now when online shows you everyone has everything and you want it too. But always remember you don't know how much of everything you're seeing is bought with borrowed money.

I watched a program about Donald Trump, a household name even before he was a president, but at one point he was in debt up to his eyeballs, yet magazines and the press reported he was a billionaire. My point, don't believe everything you see and read.

Worry about your own stuff and money. Look after it. Spend wisely.  You really don't need everything to be happy.

Love, peace and happiness always

LF
xx