Discover how to reduce monthly direct debits and stop frivolous spending. Learn simple minimalist budget tips to slash your bills and protect the planet.
Written 6th January 2025
How many direct debits do you have?
I have 6
Water
Gas and electricity
Council tax
Mobile phone - sim only
Broadband
Netflix
That's it. No loans, no credit card, no Klarna, no mortgage. Most recently No TV Licence as I never watch live TV or iPlayer. (Thats £180 saved. If you dont watch live TV or iPlayer look online to see whether you can cancel yours).
The older I get, the more numb I've gotten to the trends and bling of the media. The more I know that everyone else buying everything is making the world go around, keeping people in jobs and businesses successful. Unfortunately that's causing problems for our planet. At the end of the day, we wont be around to see how it turns out. To see what havoc we've wreaked. What species we've destroyed. What countries will be under water (the UK is an island by the way so why does no one care about rising sea levels?).
We're all the same.
Did you know that the some of the water on earth is older than the sun? Or that some of it came from comets and asteroids that banged into earth billions of years ago. Did you know that all the water on earth we have is all we'll ever have? Naturally recycled. The water we drink could be up to 4.4 billion years old.
You don't need a new pair of shoes every month, or new furniture because yours is not fashionable. Be grateful for what you have, look after your things, be careful with your money and cut back on the frivolous spending. Think about how much happier you'll feel with less debt. How much more content you will feel with saying to hell with the marketing and the media, I'm going to look after my body by not eating junk convenience food, I'm not going to bin everything that I could fix, I'm not going to buy a new dress because I've got 15 already and do your little bit to save our home planet from yet more waste.
You don't need a mountain of debt or an endless list of monthly bills to live a fulfilling life. If you're ready to declare war on frivolous spending and start supporting Team Me.